IT’S ENROLLMENT TIME!
2024 enrollment for the SSM Physician & Executive Supplemental Income Program runs from April 2 to April 26.
Protecting your Financial Security
You probably insure your home, your car, and other personal assets. But what about the income that provides those assets? You might be surprised to learn what poses the greatest threat to most people during the course of one year.
Consider these odds...
1 out of 5
That your automobile will be damaged in an accident.
1 out of 21
That you will have a disabling accident or illness.
1 out of 96
That you will be the victim of a fire accident.
1 out of 114
That you will pass away unexpectedly.
Consider these statistics...
Every second, 1 in 10 Americans between the ages of 21-64 develop/acquire a work-preventing disability.
48% of all home foreclosures are the result of disability or illness, while only 3% of all foreclosures result from death.
Every seven seconds, someone in the United States suffers an illness, injury, or accident that will keep them out of work for more than one month.
During the course of your career, you are three-and-a-half times more likely to be ill or injured and need disability coverage, than you are to pass away and need life insurance.
Approximately 90 percent of disabilities are caused by illnesses, not accidents.
Approximately one in seven can expect to become disabled for five years or more.
Disabilities have many causes
Back disorders, injuries, joint diseases, etc.
Nervous system, mental health, and substance abuse disorders
Cancer, circulatory system disorders, fractures (excluding back)
Common causes
of disability
Breakdown (by percentage) of the most common reasons people become disabled and are not able to continue working.