1. Introduction

This Privacy Policy describes how the SSM Health Physician & Executive Supplemental Income Program (“Company,” “we,” “our,” or “us”) collects, uses, and protects your information when you visit our website or interact with us, including through SMS/text messaging services.

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By using this website or submitting your information, you consent to the practices described in this Policy.

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2. Information We Collect

a. Information You Provide Voluntarily

• name, email address, phone number

• professional and income-related information (if submitted)

• any information submitted through forms, scheduling tools, or inquiries

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b. Automatically Collected Information

• IP address

• browser type and device information

• pages visited and time spent on the website

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c. SMS/Text Messaging Information

If you opt in to receive SMS communications, we may collect:

• your mobile phone number

• consent records (time, date, and method of opt-in)

• message interaction data (e.g., delivery status)

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3. How We Use Your Information

We use your information to:

• respond to inquiries and provide requested information

• schedule consultations or follow up on services

• provide information about supplemental income or disability insurance programs

• send transactional or informational communications (including SMS if opted in)

• improve website performance and user experience

• comply with legal and regulatory obligations

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We do not sell or rent your personal information.

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4. SMS/Text Messaging Policy (A2P / TCPA Compliance)

By providing your phone number and opting in, you expressly consent to receive non-marketing and/or marketing SMS messages from us, which may include:

• appointment confirmations and reminders

• follow-up communications

• program-related information

• promotional messages (if applicable)

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Key Disclosures:

• Message frequency may vary

• Message and data rates may apply

• Consent is not a condition of purchase

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Opt-Out Instructions:

You may opt out at any time by replying:

• STOP to unsubscribe

• HELP for assistance

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After opting out, you will no longer receive SMS messages except for confirmation of your opt-out request.

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Data Sharing:

• We do not share mobile opt-in data or consent with third parties for marketing purposes

• SMS data is used solely for communication related to our services

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5. Sharing of Information

We may share your information with:

• affiliated partners involved in administering or supporting the program

• service providers (e.g., hosting providers, CRM systems, SMS platforms like Twilio or ClickSend)

• legal or regulatory authorities when required

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All third parties are required to maintain appropriate safeguards.

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6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no system can guarantee absolute security.

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7. Cookies and Tracking Technologies

We may use cookies and similar technologies to:

• enhance user experience

• analyze website traffic

• improve functionality

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You may disable cookies through your browser settings.

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8. Your Rights

Depending on your jurisdiction, you may have the right to:

• access, correct, or delete your personal data

• opt out of communications

• withdraw consent where applicable

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To exercise your rights, contact us at: info@ssminsureincome.corpfi.com

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9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

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10. Updates to This Policy

We reserve the right to update this Privacy Policy at any time. Updates will be reflected by the revised effective date.

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11. Contact Information

For questions or concerns regarding this Privacy Policy, please contact: info@ssminsureincome.corpfi.com

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